Pay off debt. Build credit. Start free.
Start with free tools — no account needed. Upgrade when you're ready to enroll and build your credit history.
Essential plan includes a 14-day free trial — no charge until day 15.
Free
$0
No account required. Explore tools and check if your debt qualifies.
- Debt lookup
- Savings calculator
- Credit score simulator
- Blog & guides
Essential
$29/mo
14-day free trial
Enroll in a debt payoff plan and start making progress. Perfect for one debt.
- Everything in Free
- Enroll in debt payoff plan
- Weekly payment schedule
- 1 active enrollment
- Progress dashboard
Most Popular
Growth
$49/mo
The full package — pay off debt and actively build your credit at the same time.
- Everything in Essential
- Credit bureau reporting
- All 3 bureaus (Equifax, Experian, TransUnion)
- Positive payment history
- Up to 2 active enrollments
Premium
$79/mo
For power users tackling multiple debts and serious credit rebuilding.
- Everything in Growth
- Unlimited enrollments
- Priority support
- Credit score alerts
- Advanced analytics
Compare all features
Everything you need to pay off debt and build credit.
Free $0 | Essential $29/mo | Growth $49/mo | Premium $79/mo | |
|---|---|---|---|---|
| Free Tools | ||||
| Savings calculator | ||||
| Credit score simulator | ||||
| Debt lookup | ||||
| Blog & guides | ||||
| Debt Enrollment | ||||
| Enroll in payoff plan | ||||
| Weekly payment schedule | ||||
| Active enrollments | 1 | 2 | Unlimited | |
| Progress dashboard | ||||
| Credit Building | ||||
| Bureau reporting | ||||
| All 3 bureaus covered | ||||
| Positive payment history | ||||
| Credit score alerts | ||||
| Support & Extras | ||||
| Standard support | ||||
| Priority support | ||||
| Advanced analytics | ||||
| 14-day free trial | ||||