Essential preview
What you'd see on Essential
Enroll in a debt payoff plan and start making progress. Perfect for one debt. Includes a 14-day free trial.
Original debt
$12,690
DebtLift payoff
$4,567
You save
$8,123
Avg credit score
—
Bureau reporting on Growth
Debt overview
$2,649remaining of $4,567
Top accounts
Capital One Visa
$4,820
$1,735
Discover Card
$3,240
$1,166
Synchrony / Amazon
$1,980
$712
Citi Mastercard
$2,650
$954
Bureau reporting
Bureaus we report your on-time payments to on this plan.
Equifax
—
Unlocks on Growth
Experian
—
Unlocks on Growth
TransUnion
—
Unlocks on Growth
Score over time
Bureau reporting isn't included on Essential — upgrade to Growth to start building credit history with all 3 bureaus.
Score tracking unlocks on Growth.
What's unlocked on Essential
Enroll in debt payoff plan
Weekly payment schedule
Active enrollments
1Progress dashboard
Standard support
14-day free trial
Credit bureau reporting (all 3)
Unlocks on Growth.
Positive payment history
Unlocks on Growth.
Credit score alerts
Unlocks on Premium.
Advanced analytics
Unlocks on Premium.
Ready to start on Essential?
Sign up in under a minute. Cancel anytime — no long-term commitment.